Asset protection

Two ways to protect what you own: the honest map of what actually works, cheapest and strongest first, and the state-by-state charging-order chart read from the statutes instead of copied from everyone else's wrong one.

Most of what gets sold as asset protection is entity formation with a markup. The real thing is a stack of layers, some free, some worth paying for, built in a specific order and, above all, built before trouble rather than after. This pillar covers two things: what actually protects your assets and in what order, and how the protection differs from state to state once you get down to the statute.

Asset protection is built before trouble or not at all. A plan assembled after the claim arrives is not a plan, it is a fraudulent transfer waiting to be unwound.

The asset protection guide The honest map: what actually protects your assets, cheapest and strongest first, and the one rule that governs every layer. Build it before trouble, never after. Asset protection by state The charging-order tier for every verified state, read directly from the statute, because the chart everyone else publishes is wrong in at least six states.

Start with the guide if you want to know what to build and in what order. Go to the state chart if you want to know how strong your state’s charging-order protection actually is, read from the law rather than the marketing.

Asset protection

This is all free.